@rhansen you could always consider someone like Bendigo Bank or Beyond Bank for your mortgage. I have my banking with Macquarie, CBA and UBank, not completely “ethical”. But what is “ethical”, really? When I start Google’ing ethical investing the jargon is difficult to understand!

Interesting question re thinking about whether the grass is greener elsewhere. I can’t say I think about this as I quite like living in Sydney and make sacrifices, like living at home, to make it work. Ultimately I want to live near the beach, but I think I’d move to Newcastle and be closer to husband’s parents so the rent is more affordable.

When I travel to Brisbane for work, I notice the cost of living is lower too!

I assume I’m never going to start working in some capacity. Don’t know if this is naive (my mum usually tells me this is unrealistic as I’ll have no energy). I don’t look at my parents and think I’ll be in the same position, they actually drive me to do and think about things differently!

My weekly shop at the fruit & veg market! Under $30 haul of veg for the week, some kefir and sneaky cold meats for my husband.

I don’t know what an “EBA” is so that says a lot! I remember when I completed my first Tax File Number Declaration form and I had no idea what the question about claiming the tax free threshold was about (and I have a Finance degree too). But it seemed like the ATO was expecting us to know…

Money was never spoken about in my household, my parents are still very secretive to this very day. When I started earning money I had no clue how to save and spend.

It’s never too early to start talking about money with your kids. We have to remember that it starts in your relationship and/or self first though and being aware of your habits and…[Read more]